Do you think you’re paying too much for your loan? Well- contact us today & we can answer that question for you.If you really knew how much extra you’re paying in additional interest and/or fees, you might prioritise a home loan review. If there’s a way to save money on your loans, we’ll find it! It may involve negotiating a cheaper interest rate. It may require switching to a loan with features you actually need. Your decision to refinance (or stay with your current loan) needs to benefit YOU and not just the lender.
Utilize your equity, Increase current loan, and debt consolidation
There might be more pieces to your ‘home loan review’ puzzle. Maybe you’d like to top up your loan to renovate the kitchen. Maybe you’d like to increase your loan to consolidate personal debt. Maybe you want to release the family guarantee. When we review your loans, we don’t just check the interest rate. We’ll carefully consider what you’re hoping to achieve and ensure your home loan can help you get there.
Don’t risk your hard-earned deposit by bidding at Auction without an official ‘green light’ from a lender. We’ll conduct a thorough investigation into all your lending options and let you know exactly how much you can afford to pay for your new home. In no time at all, you’ll be house hunting with confidence. A step-by-step action plan to purchase your home We’ll explain each stage of the buying process so you know exactly what’s going to happen (and when). You’ll never be left wondering where things are up to with your loan application. Work with us and you’ll have someone on your side, helping and guiding you through each stage of the purchasing process – answering all of your questions along the way.
There is never a ‘one-fits-all’ lending solution. Before we recommend a lending solution, we conduct a thorough investigation to ensure it’s the right fit. This means we’ll have conversations with lenders, double-check lending policy, and perform servicing calculations. Even better than knowing you’ve got the right loan, is knowing WHY it’s superior against the alternatives. That’s what you get when you work with us.
Building wealth through property requires a sound borrowing strategy, regular review, and strong execution.
We’ll you how to structure investment loans to achieve your objectives and then we’ll help you execute. Sometimes this means working with particular lenders to take advantage of niche borrowing opportunities. Other times, it means diversifying loans across lenders to maximize your borrowing capacity. Our recommendations always consider your longer-term plans as well as taxation implications –
Stop voluntarily paying more interest on your investment loans than you have to. Not only will we ensure you’ve got the right loan, but we’ll negotiate the best interest rate on your behalf. More often than not, a few tweaks to your existing loan structure can have a significant impact on your bottom line. Talk to us to find out what this could mean for you.